Rates

Mortgage Rates

1 Year Fixed Rate

2.79%

20/20 Prepayable

2 Year Fixed Rate

2.69%

20/20 Prepayable

3 Year Fixed Rate

2.65%

20/20 Prepayable

4 Year Fixed Rate

2.69%

20/20 Prepayable

5 Year Fixed Rate

2.59%

20/20 Prepayable

5 Year Variable Rate Mortgage

Prime less 0.05%

20/20 Prepayable - Current prime is 2.45%* (effective 28th March 2020) 

Savings Accounts

Savings account interest is declared by the Board of Directors and paid on a quarterly basis. * Please note that savings account rates are subject to change without notice.

Balances over $10,000

2.00%

Rate has remained unchanged since November 2017

Balances below $10,000

1.50%

Rate has remained unchanged since November 2017

GIC/RRSP Rates

GIC/RRSP interest is payable annually or at maturity

5 Year Fixed Rate

1.05%

Non redeemable

4 Year Fixed Rate

0.95%

Non redeemable

3 Year Fixed Rate

0.85%

Non redeemable

2 Year Fixed Rate

0.75%

Non redeemable

1 Year Fixed Rate

0.70%

Non redeemable

Less than 1 Year

Call for details

Non Redeemable

3 Year Escalator GIC

0.95% 1.15% 1.35%

Redeemable on each anniversary, without penalty, this product provides flexibility but with an increasing rate should it be 'rolled over'. Call for further details. (Not currently available for RRSP's)

Loan Rates

All rates are subject to qualification - conditions apply

Variable Rate Consumer Loans

From Prime +3.50%

Fixed Rate Consumer Loans

From 4.95%

Lines of Credit

From Prime +4.00%

Home Equity Line of Credit

From Prime +1.00%

RRSP Loans and Demand Loan

Call for details

Interest rates can change at any time - *CURRENT PRIME RATE IS 2.45% (effective 28th March 2020)