20/20 Prepayable
20/20 Prepayable
20/20 Prepayable
20/20 Prepayable
20/20 Prepayable
20/20 Prepayable - Current prime is 4.70%* (effective 14 July 2022)
1. In any calendar year, the Mortgagor(s) shall have the right, from time to time, to prepay amounts totaling not more than 20% of the original Principal Amount of this Mortgage, without notice or bonus. This privilege is not cumulative. 2. The Mortgagor(s) shall have the privilege, once in any calendar year, of increasing the amount of the monthly payment by not more than 20% of the amount of the monthly payment then payable under the Mortgage. This privilege is not cumulative.
Savings account interest is declared by the Board of Directors and paid on a monthly basis and is based on the lowest balance of the account during the preceding month * Please note that savings account rates are subject to change without notice.
A rate of 1.00% was paid to savings accounts with balances over $10,000 on 31 July 2022
A rate of 0.50% was paid to savings accounts with balances below $10,000 on 30 July 2022
GIC/RRSP interest is payable annually or at maturity
Non redeemable
Non redeemable
Non redeemable
Non redeemable
Non redeemable
Non Redeemable
Redeemable on each anniversary, without penalty, this product provides flexibility but with an increasing rate should it be 'rolled over'. Call for further details.
All rates are subject to qualification - conditions apply
Interest rates can change at any time - *CURRENT PRIME RATE IS 4.70% (effective 14 July 2022)
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