Products and Services

We offer a short term interest account that provides flexibility and easy access to funds. Deposits can be made by cheque, cash, direct payment or payroll deduction. Withdrawals may be made at anytime and there is no minimum balance required. Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation, with no limit!

Interest calculations are based on the lowest account balance during the preceding month. Please note that rates are subject to change without notice

TFSAs are a fantastic tax saving opportunity, utilize your annual allowance to ensure you maximize this tax saving opportunity. Our rates for the TFSA savings account and TFSA GIC's are the same as our regular deposits but there is no tax payable on the interest you receive.

A first home savings account (FHSA) is a registered plan which allows you, if you are a first-time home buyer, to save to buy or build a qualifying first home tax-free up to your lifetime limit of $40,000. Eligible contributions are tax deductible (like an RRSP contribution) and returns within the plan are tax free.

RRSPs play an important role in your long term financial plan. Maximize your money by contributing monthly to your RRSP. Contributions to an RRSP can be set up through payroll deduction or direct payment.

Looking to generate income in your retirement? A RRIF is a tax efficient way to generate retirement income. Payments can be sent to the bank account of your choice and at a frequency of your choosing.

Term Deposits are another option available through TransCanada Credit Union. They offer a safe and secure way to guarantee your deposit and obtain steady growth. Similar to a GIC, we offer terms from 30 days to 5 years. Your deposits are 100% guaranteed by the Credit Union Deposit Guarantee Corporation.

Whether you're saving for a short period of time or longer term, this may be the perfect investment option for your needs.

Looking to borrow funds? We offer a full range of lending products, such as mortgages,  vehicle loans, HELOCS, consolidation loans - all at very competitive rates!

Our carefully selected Insurance partners offer our members exclusive discounts off their standard insurance rates. Click below to find out more and see their contacts details